April 22, 2020 - Oh My Heartsie Girl

What Caused the Coup?

This huge Wall Street coup consisted of public teachers from many different states across the country, voicing their concern over their disappearing pensions. When public services workers discovered that their pensions were diminishing and all of that money was finding its way into the pockets of high-end traders, a protest ensued.

Late last year, the Wall Street Journal reported that an increasing amount of pension plan assets ended up in U.S. stocks. Why has such a large portion of money from public pensions gone into risky investments that benefit nobody but the people selling those investments?

These squandered pensions didn’t affect just teachers. All public service workers, including firemen and police workers, have also been affected by these poorly-invested pensions.

Do you have a public pension plan in place? If so, it’s time to liquidate!

Avoid the Loophole

Technically, there is a law in place to protect pensions and make sure they are always adequately funded. This law is known as the Employment Retirement Income Security Act. However, there’s just one problem:

It excludes public employees. This loophole has allowed financial big-shots in Wall Street to use this money to invest in shady stocks and make other purchases that don’t promise great returns. This puts public employees in a fiduciary crisis since there is almost no federal or state regulatory agency that cares to investigate these acts for criminal activity.

You can avoid this scandal by taking a hold of your pension, even if you feel it’s too early to withdraw it. There are a couple of ways to do this:

Early Withdrawal

If you want to immediately cash out, it’s very possible to do so. However, there may be an early withdrawal penalty required. If you are younger than 59 ½ years of age, you can receive a penalty up to 10% of the pension amount.

There are some exceptions, however. For example, if you have received a permanent disability or you were somehow separated from your employment, you are entitled to liquidate your pension without incurring such high penalty fees.

Cash Payouts

You also have the option to withdraw your pension little by little, if the prospect of a lump sum doesn’t work out for you. You can start withdrawing your pension whenever you retire, but you may receive payments in a smaller amount than if you were to wait a few more years. It’s better to wait as long as you can to take out pension payments so you’ll have as much money as possible for your retirement. And while you’re at it, you should also check out sam shiah. He helps people get jobs on wall street. I know we’re in an economic downturn right now, you better believe that things will get better and they’ll start turning up. So learn the tricks of the trade so you can take advantage when things start going again.

If you are a middle-class worker in the public arena, pay close attention to what’s happening with your pension. You deserve to have as much saved up as possible for your retirement, so you never have to worry about fiscal emergencies. Speak with a financial advisor today about your pension liquidation options or other methods of protecting your pension from harm.
[…]
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Unfortunately, motor vehicle accidents can cause more than one million fatalities each year per statistics from the World Health Organization (WHO). Road traffic data reveals that more than 30,000 people in the United States lost their lives in an automobile incident in the year 2017. An estimated minimum of 20 million people and a maximum of 50 million people who survive car accidents sustain injuries that aren’t life-threatening and fatal, which could lead to physical disabilities or may require surgical procedures to treat them.

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Motor vehicle collision victims should consider initiating car accident injury claims. When doing so, they should factor in aspects such as the injuries they sustained, who caused the crash, the severity of it, and treatment and medical care they received following an accident.

The rules about truck accidents can differ from those regarding passenger cars. Maryland, for example, has specific laws that intend to help victims of truck collisions, according to Miller and Zois, an expert Maryland truck accident attorney office. People injured in accidents and owners of totaled cars have the right to pursue financial compensation from the truck driver who caused the incident. Knowledgeable and skilled lawyers such as those at Miller and Zois are aware of Maryland’s road laws, which is beneficial as the state rules and regulations are the frameworks for deciding responsibility for the collision.

Miller and Zois legal professionals, well-versed in insurance matters, can handle injury claims and cases of property damage, medical expenses, loss of income, pain, and suffering involving passenger car drivers, truck drivers, commercial drivers, and more.
Drivers who need to replace totaled cars should contact their insurance company to figure out how much coverage they have and determine their deductible and out-of-pocket expenses.

Beyond-repair automobiles considered to be total losses by insurance companies should receive a salvage title. Salvage titles make it possible for cars to acquire legal registration for consumer use after repairs by professionals and inspections by officials. Before this, vehicles obtain rebuilt titles. Junkyards and vehicle rebuilders typically sell totaled cars.

People can get salvage cars at salvage car auctions. A reputable automobile source is the online car auction website Auto Auction Mall. Auto Auction Mall permits users to participate in salvage car auctions as well as used and repo car auctions via the Internet from their homes and other remote locations. This high-quality auction website gives customers access to a selection of over 200,000 reliable and popular sedans, convertibles, SUVs, trucks, and more.

The pictures and descriptions Auto Auction Mall provides of some of their vehicles available for sale can be beneficial for buyers as they showcase the conditions automobiles are in, allowing customers to make well-informed decisions.

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