4 Ways To Buy Your Dream Guitar

Ways to Save Money for Your Dream Guitar

You have a pretty clear idea of what you want your dream guitar to be. First off, it should be from a trusted brand. It’s actually not hard to find a guitar, you can use the Allaxess , they have virtually simplified the reviews of branded guitar and accessories so it’s easy to compare and see which suits you best. It should also have a solid wood top, a pickup system or or at least the option to have one factory installed, quality tuning pegs, a nice finish, a comfortable neck and a good sturdy hardshell case.

You’re hoping to find ‘the one among the most highly rated acoustic guitars under $2000, because that’s your budget limit. Choosing an acoustic guitar is not easy. Make sure you do your proper research and compare prices and features before making a purchase.

You’re now wondering how to save up enough money to buy your dream guitar. The old ‘loose change in the piggy bank’ strategy you did as a kid to buy your first guitar is simply taking too long. At the rate you’re going, you’ll probably be able to buy the high-quality guitar you want in five years’ time. Not ideal, especially if you’re planning on using the guitar for work.

Guitar Lessons

If you’re willing to be a tutor and teach students to play guitar in Cape Town that’s an excellent way to make some extra money. You can charge an hourly rate that’s fair and give students one on one personalized training from the comfort of your home.

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So, what to do? How can you save the cash you need? Follow these quick tips!

Set money aside every month

Check how much you still need to buy a guitar and how much money you can realistically set aside for it every month. Think of it as a fixed cost. Stick to your monthly budget and avoid spending on unnecessary items so you don’t dip into your guitar money.

Do online research

Take a look at which online shopping platforms have the best deals on acoustic guitars. There’s a big chance you can get a guitar at a lower price than the retail price stated on the manufacturer’s website. Always check for coupons or discount codes from guitar sellers.

Make small sacrifices

Saving money doesn’t necessarily mean living the life of a pauper. It means being conscious about what you’re spending on and spending your money wisely. This involves not spending at all on things you clearly know you don’t need.

You don’t need to buy that big bag of chips or tub of ice cream right now. You don’t need that new pair of headphones that just came out – your old one is still working great, though it’s not as shiny as before. You can switch to another brand of toilet paper if it’s as efficient as that of a more expensive brand. You don’t really have to eat out tonight.

Before you spend on anything, think. Can you do without it? Is there a cheaper alternative? Making these small sacrifices can speed up your saving process so you can buy your dream guitar sooner.

Sell some stuff

You probably have a few items you’re not using anymore. Some old guitar equipment, chord books, perhaps even a starter guitar that’s still in good playing condition. Consider selling these to raise funds for a new guitar. A beginner on a budget may be looking for the same items you just have lying around. Declutter, set a fair price for the things you can sell, post about them in online forums or community board and watch your guitar fund increase as you sell off those items one by one.

Earn more

To really speed things up, you need to earn more money. You can do this by getting a side gig or a part-time job. Try offering basic guitar classes to folks in your neighborhood, doing odd jobs like sweeping lawns or trimming hedges, painting someone’s house, assisting at a local music studio and so on. We’re sure there are plenty of opportunities for you to get that extra cash – just keep it legit, OK?

So there you have the top 4 ways to save money for the guitar you want. Focus on your goal and be conscious about where your money goes, and you’ll be on your way to getting your dream guitar in no time!

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May 2, 2018

Why You Should Have a Mad Money Account

There’s no doubting that you need to have a solid budget in place so that you can strengthen and maintain your financial and mental health. That being said, it’s also best to invest in enjoying all the hard work you put into earning your income while comparing rates with local insurance agents. Learn why you should have a mad money account for those times when you want to buy a little something for yourself.

What Is Mad Money?

Simply put, mad money is money socked away for impulse purchases and minor expenses. This differs from an emergency fund, which is often solely for things like medical emergencies, the sudden loss of a job and car repairs. You might be hesitant to open yet another account with your bank, but you’re sure to enjoy the feeling of knowing that all your other bills and financial obligations are taken care of when you’re thinking about a fancy dinner, buying a book or anything else you like to do to treat yourself.

Give Your Budgeting Some Incentive

You put a lot of hard work and thought into carving out the perfect budget, making small sacrifices here and there and deciding which expenses you can do without. Having that much discipline is great, but it can drain away at your spontaneity, which robs you of the total satisfaction of being a pro at budgeting.

By setting up a mad money account, you give yourself even more of a reason to tighten your budget and take care of your debt, so you have even more money to spend on yourself and the things you enjoy. Everything needs to be balanced in life, including how much you save and how much you spend.

Get Rid of the Stress That Comes With Finances

For all its benefits, worrying about whether you’re doing a good job of sticking to your budget can add a degree of stress, the very stress you wanted to address when you initially created your budget. Allowing yourself room to splurge every now and then can unbottle that worry without having it lead to more. You can buy a cup of coffee or go to the movies and not feel guilty about your other financial needs going unmet, because you purposefully set aside that money specifically for coffee and the movies.

Getting Creative With How You Splurge

Another reason to have a mad money account is for the creativity it can spark in you. For instance, rather than going out to a restaurant for a nice meal or hopping online to order a new book, you can use your mad money to make yourself a nice meal, which could cost less than eating out at a restaurant. You can also visit a local independent bookstore to buy a new book, which helps support your local community and your local economy, something you’re sure to feel good about.

While you’re figuring out your monthly bills, don’t forget to make room for a bit of financial fun. Despite the name, your mad money is sure to bring a smile to your face.

February 23, 2018

Ways to Save Money on Almost Anything in Your Life

Saving Money Just Got Easier

Saving money is a goal that almost anyone can get behind. Even those who are well-off can be notoriously thrifty; after all, that’s probably how they became well-off!

For those of us without such a large bank account, the need to economize is even greater. Yet there seems to be no end to the things that we need, and that goes far beyond the necessities. How do we get all of the products and services that are truly beneficial without ending up in the poorhouse?

Most of us know all the usual tricks. We shop around for better cell phone plans, we carpool, we religiously monitor our thermostats for optimum usage. But even with all those measures in place, we may still find that we need to save more—or at least, that we want to save more.

It’s at this point that our creativity can really come into play. There are lots of thoughtful solutions for cutting the cost of everyday essentials without skimping on their quality, performance, or durability.

Finding Discounts

There is absolutely no reason to assume that you have to pay full price for anything. Clothing is a great example. Most seasonal wardrobe pieces are put on the retail floor well ahead of the time of year that they are needed, so you can contain your enthusiasm and shop for summer when it’s almost summer. You’ll find many of the year’s must-haves will be considerably cheaper.

But discounts don’t end with the traditional examples like clothing. Prescription discounts can save you a lot of money on the medication you use every day, all with no change in their effectiveness. You simply shop around a little bit and find the same product with a better deal.

This works with everything from groceries to auto parts. Check out customer loyalty clubs and similar arrangements. Many of them will let you build points towards a free item or a discount. Stick with the same store for those daily needs and build your bonuses.

Rethinking Recreation

There’s nothing wrong with entertainment or pampering ourselves as long as we do it economically. So many of us break our budgets by trying to have a little fun, turning what should be a reward for ourselves into a financial pinch or new debt.

People are getting more creative every day with how to have fun on a budget without sacrificing the quality of the experience. The staycation has become a popular choice. Rooted in a summer gas spike a few years ago, it has inspired many people to travel closer to home—and sometimes even at home.

Why not look at a spa day the same way? There’s no need for a 50- or 60-mile round trip when you can do the same thing at home by just buying some really nice products. And you’ll save more than gas by doing it yourself; you’ll also avoid the high charges for the services themselves as well as the long wait for your turn. An added benefit: Your home spa is always open.

Get Smart About Charity

Almost everyone has a preferred cause to which they like to give financial support. It may be local or international, but we all like to help out when we can.

At the same time, many of us find ourselves squirming to come up with gift ideas for friends as their birthdays approach, and we know they’ll struggle when our own birthday rolls around.

Now there are options to beat both of these problems simultaneously. By having friends donate to our favorite charities for our birthdays, we not only avoid receiving white elephants or endless stacks of gift cards, we also help a charity that means a lot to us. And what more gratifying gift is there than knowing you’ve done something good for those in need?

It’s easy to pick the low-hanging fruit when it comes to saving money. The real talent is required for cooking up new ways to cut costs so that we can have the necessities, the fun, and the charity that we want without struggling to make ends meet. Think outside the box and you’ll find you can do lots of these things too.