Just for Teens: A Short Guide to Shopping

7-Tips-Just-For-Teens-Before-Shopping-and-Spending-Money.As a teenager, you’re just heading out into the world. Shopping may be something you’ve never really experienced before. If this is you, here are some useful tips on how to shop.

Bring Someone Along

A good friend or family member can help you stay safe in shopping malls, parking lots and other areas. After all, you can’t trust everyone you meet. Besides this, they may be able to give you smart advice on what to buy.

Spend Money Wisely

Try setting a budget so you can figure out how much money you can comfortably spend. Leaving the credit cards at home is a wise idea if you don’t want to spend more money than you have. Only bring cash so this is all you can use.

Create a List

Before you leave the house, make a list of the items you want to buy. This way, you won’t have to think about it when you’re shopping. For example, consider what’s right for you by wondering, “What kind of gifts would a teenage girl like?” You might want to do some internet research, so you’re sure what to purchase.

Visit a Store

You can visit your favorite stores or head to one you’ve never been to before. No matter what, make sure each place you visit is in a safe part of town. For your safety, have fun in an age-appropriate way.

Start Looking Around

Once you find a store you like, walk inside and begin looking at the stuff. You might need new shoes for gym practice, a winter coat or nail polish among other things. Then, you can walk to the product you might need or want.

Examine Products

Once you’ve found an item you might want, examine the details and ask yourself questions. For example, does this jacket fit my personality? If the gift goes against any values or beliefs you have, ask yourself if it’s worth buying.

Try Stuff On

If there’s a dressing room, you can pick clothes off the rack and try them on in here. Moreover, before you buy something, make sure it fits well, is age-appropriate and looks appealing. Further, feel the fabric to see if it’s itchy, and might be too rough for your skin. For shoes, try walking around in them for a while so you know whether they’ll be comfortable enough for your purposes.

Consider Asking for Help

If you feel comfortable asking a salesperson for help, then go ahead. If you don’t feel comfortable talking to strangers, you may want to judge for yourself. You can also wait until you arrive back home to research the internet for your answer.

Purchase Items You Want

It’s usually best to only buy an item if you’re entirely sure you want it. Consequently, you can splurge on something, but then you might end up wasting your own time returning it. Therefore, make wise spending decisions and make your life a lot easier.
Ten Things Every a Teen Needs to Know About Life
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New Driver On The Road: Its Your Teen

New-Driver-On-The-Road-Its-Your-TeenEvery parent will experience it and we were teens once but when it comes to our own kids we have those doubts that they will be able to navigate busy streets and highways. It all becomes about defensive driving. And will it be your car they are driving or will they have their own to start out with?

First what the experts say:

From Edgar Synder  Statics shows there are young drivers between 15- and 20-years-old accounted for 6.4% (13.2 million) of total drivers on the road. An average of nine teens ages 16-19 was killed every day from motor vehicle injuries. 2,739 drivers ages 15-20 were killed and an additional 228,000 were injured in crashes.

So what can you teach them they might not be aware of.

Here are tips I shared with my kids while they were learning to drive.

Buckle Up

First, stay alert, keep your eyes moving

Keep your hands on the wheel.

Watch for slow-moving traffic

Read the road signs

Maintain the proper speed and keep a safe distance

At a stop (you should be able to see the rear tires of a car in front of you)

Becoming a good driver takes time behind the wheel and with experience and some luck, your teen will gain the skills. I had 1 rule for my teens when they first started driving, and that was they were not allowed to have friends with them when they drove for at least 3 months, and when I felt they were driving responsibly I would allow 1 friend.

There are other things that your teen should be warned about when driving:

Being courteous to others, like when they signal to move over, let them in.

Be sure other drivers see you, use your turn signals, don’t assume drivers know what you are doing

Navigating through construction areas: As a driver watch for construction barricades which are bright orange along the road.

If they ever feel upset, frustrated or anger to pull over and take a break.

Be a good example while driving with your teen. As an example, when getting ready to get on the freeway, how to merge into traffic, bringing the car up to speed with traffic or getting off the freeway, to give yourself time for the existing coming up to be in the right lane.

Something I always did was let my kids drive me on errands, so they had time to spend behind the wheel. Every time they spend driving with you being supervised is an opportunity to gain experience. And with some time, your teen will turn into a safe driver, like you!
6 Lessons to Teach Your Teenager About Safe Driving
Everything Parents Should Know About Distracted Driving

Everything Parents Should Know About Distracted Driving

Everything Parents Should Know About Distracted DrivingAs a parent, when you have a child who’s preparing to get their license, it can feel overwhelming and emotional. There’s also a sense of anxiety and fear that comes with it. Knowing the risks and then working with your teen to proactively avoid these risks is one of the best ways you can prepare your teen to drive.

Distracted driving is one of the biggest risks, not just teens, but all of us face behind the wheel. However, teens may be more prone to distracted driving. Drivers younger than 20 have the highest rates of distraction-related fatal car crashes, in fact.

The following offers an overview of what all parents should know about distracted driving.

The Statistics

According to the U.S. Department of Transportation, distracted driving led to the deaths of 3,166 people just in 2017.

The Zebra company conducted a survey in March 2019 about distracted driving.

According to that survey, 37% of respondents who were aged 18 to 34 said they felt a high level of pressure to answer text messages related to work while driving and one in three female drivers said they’d taken photos while behind the wheel.

10% of iPhone users said they’d watched YouTube videos while driving as well.

58% of crashes that involve teen drivers are attributed to distracted driving, which includes texting while driving. Around nine people are killed every day because of distracted driving, and more than 1,000 are injured every day.

Types of Distraction

Distracted driving is a broad term, and there are three primary categories of distracted driving, according to the National Highway Traffic Safety Administration.

These types of distracted driving include manual distraction, which is when a driver takes his or her hands off the wheel to reach for something, adjust something in their car or pet their dog. A visual distraction stems from something like looking at a text message or speaking to someone else in the car. A cognitive distraction is when someone’s mental attention isn’t on driving and is instead on some other part of their life.

Specific examples of distracted driving, along with the use of a mobile device for phone calls or texting include:

  • Using entertainment devices while driving
  • Taking selfies or posting on social media
  • Grooming including putting on makeup
  • Eating
  • Driving while being upset
  • Reading

Teens and Cell Phones

The use of cell phones is the primary reason for distracted driving among teens. Teens often have a sense of being invincible, so they may think an accident will never happen to them. As a parent, there are certain apps you can install on your teen’s phone that will prevent or at least reduce the likelihood that they’re distracted because of their mobile device when they’re behind the wheel.

Examples of apps that you might have your teen install on their phone to prevent distracted driving include Safe Drive and Drivemode.

With Safe Drive, users earn points when they don’t use their phones while driving. They can then use those points to get product discounts when they make purchases.

With the Drivemode app, users can speak to send a text as well as playing music from their phones and starting their navigation. They can also do a voice search for contacts and destinations, and they can add their favorite contacts and destinations to make searching easy.

The app automatically connects to Apple Music too.

What Parents Can Do

As a parent, you may feel helpless when it comes to preventing distracted driving accidents, but you aren’t.

First, you are a model for your teens’ behaviors, and this includes how they drive. Always practice safe, mindful driving yourself. Don’t let your teen see you eating behind the wheel, texting or doing anything else that increases your risk of being in an accident.

You should also set your own household rules as far as when your teen can drive and who can be in the car with them. Some states have laws about these things, but if not, take it into your own hands.

Speak openly and honestly with your teen about the risks of driving and the behaviors they may be engaging in as well.

You should start addressing distracted driving with your teen early on before they have their full license. Speak about possible distractions and strategies to deal with them, and speak about your personal challenges when it comes to remaining distraction-free behind the wheel because it’s an issue that affects everyone and not just teens.

Encourage your teen to pull over if they need to use their device, eat or do anything else constituting distracted driving.

Finally, once your teen gets his or her license to keep checking in with them about safe driving habits.
6 Lessons to Teach Your Teenager About Safe Driving
Ten Things Every a Teen Needs to Know About Life

How to Talk about Money with Your Kids

How to talk about money with your kidsThere’s no doubt talking about money can be challenging to talk about money with your kids. But don’t let that stop you from being honest about your finances with your children. If you aren’t sure how to get started, let this guide help you open up.

  1. Explain why you’re saying no

The hardest part of living on a tight budget is the fact you’ll have to tell your children no. You simply don’t have the money to get everything they want — whether it’s an extra treat at the grocery store or a new video game.

Rather than leaving it at “because I said so”, let them know why they can’t get what they want. You don’t have to pull out your budget and show them your exact finances, but you should be honest.

  1. Make it a dialogue

Depending on how old they are, they may start worrying if you talk about your finances in a negative light.

The purpose of your chats isn’t to place the burden of worry on your children, so be careful about the language you use.

One way to keep their worries at bay is to avoid one-sided conversations. If you steamroll through a talk about the family budget, you won’t give them a chance to ask questions. You may not even realize they’re bothered unless you take a breath.

  1. Don’t overshare

First and foremost, you’re the parent. You need to educate while reassuring they’re safe.

While you’ll want to be honest about your family’s finances, you must remember your kids:

  1. May not have a strong understanding of finances, let alone how money works
  2. Are not your financial advisor or guidance counselor

You’ll need to talk about money in ways they’ll understand. But more importantly, you shouldn’t use these discussions as a chance to unload about your own fears for the future.

  1. Make it age appropriate

How you talk about money depends on their age.

A child who’s just starting school doesn’t need to know about personal loans. A teenager, on the other hand, may appreciate the fact you need to take out an installment loan.

In fact, talking about cash loans may be a great idea if your children are thinking about college. They may already have questions about lines of credit and personal loans, so a discussion about credit options could help them make sound financial decisions.

Use your own finances as an opportunity to talk about when could you use a personal loan to help with an unexpected bill. Walk them through the entire process, so they know what to expect if they ever need to take out one on their own.

  1. Get them involved

Generally, money is a serious topic of conversation. One way to lighten up the subject is by enlisting their help to save more money.

Relieve some of their worries by making saving a game. You can do that by:

  • Playing a twist on scavenger hunts, where the goal is to find the cheapest price for an item
  • Giving them a calculator while you grocery shop to make sure you spend under a limit
  • Rewarding whoever can cut the most coupons or take the shortest shower

Most parents have a lot of hang-ups about money that stops them from talking about it with their kids. Don’t be one of them. Rather than let your anxieties control how you discuss your finances, talk openly about money. It can help your kids become financially literate adults.

How to Teach Your Children the Value of Saving Money
Saving Money When on A Family Budget
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