Is a CarShield Extended Car Warranty A Wise Investment?

 Is-a-CarShield-Extended-Car-Warranty-A-Wise-Investment.If you have been doing research, you’re going to realize that CarShield extended warranties are popular choices. The question remains as to whether they’re a wise investment for you and your car. The answer is not entirely as cut and dry as you might like because it largely depends on your situation. To help you decide, you’ll need to read reviews, get to know the payment options, coverage details, and expected responsibilities on your end.

CarShield Reviews

CarShield is a broker, meaning it is responsible for service contracts between you and repair facilities. Because of this, customers have the opportunity to have repairs done at dealerships and any ASE-certified mechanic. You can appreciate the flexibility in taking your car for repairs because it will be easy to find a mechanic no matter where you are.

Many high-profile programs and celebrities have endorsed the company. If you search on Google’s ratings, you’ll find thousands of positive reviews of customers in favor of having coverage through CarShield. On a completely different platform, Trustpilot, you’ll see even more thousands of ratings that are primarily positive.

Something that might make you pause is the ratings on the Better Business Bureau. The BBB rates CarShield as having an F rating, which is definitely on the poor side. This rating comes about because of complaints about misleading sales or advertising and difficulties regarding canceling policies. On the other hand, there are less than a thousand of these negative reviews. Comparably speaking, the overall positive vibe from the company after considering all platforms may be enough to help you decide to move forward.

Available Payment Options

Payments are dependent on the coverage you select. You can expect fees as low as $100 per month or as high as approximately $2000 for a four-year plan. To get a more specific quote, you’ll need to contact the company directly. When you get in touch with the company, you’ll need to know certain details like the mileage, car history, mechanical issues, and the make and model to get more information.

It’s also nice to know that while there is a deductible, it is not outrageously high. Instead, you can expect your deductible to be as low as $100 per repair. You’ll also have options for limited and unlimited warranty options. Limited warranties are for four-year terms, and payments are expected for 18 months. For unlimited warranty coverage, you’re looking at about $100 per month on the low end for as long as you own the car.

Because of the payment plan options, having coverage for peace of mind is an excellent option considering the possibility of expensive repairs. A warranty through CarShield is perfect for those who want to keep your car until the very end and those with luxury cars beyond the manufacturer’s warranty coverage.

Types of Coverage

CarShield has six different plans of coverage available. All of them include 24/7 roadside assistance, rental reimbursement, and towing as part of the plan.


The Diamond plan is similar to a bumper-to-bumper warranty. It is designed to cover everything, including engine, transmission, electrical, air conditioning, and more. This warranty is an excellent choice if you want to protect an investment vehicle.


As the second top tier plan, the Platinum coverage includes engine and transmissions and minor issues like starter problems. It’s a great choice if you have a vehicle with high mileage and you want to protect yourself from out-of-pocket repair costs.


The Gold plan is more limited and covers a few major repairs but mainly focuses on minor repairs like the water pump and alternator. Older cars with fewer electrical and technological components would do well with this type of coverage.


Considered the most affordable of CarShield’s offerings, you get good coverage at a reasonable price. Your transmission and water pump are covered, but you may be responsible for minor repairs. Coverage is considered basic, but it can protect you from more expensive repairs.


If you’re worried about electrical components in your car, this is the plan for you. This plan also covers Computer-related issues, so if you experience a problem due to a computer malfunction, this plan will cover that repair.


This one is pretty self-explanatory and covers motorcycles and all-terrain vehicles. You can adjust coverage for this plan by calling CarShield to get more details on what they offer at this level.

Last Thoughts on CarShield Extended Warranties

A warranty through Carshield can be a wise investment as long as you get the coverage you need. If you don’t need bumper-to-bumper coverage, don’t get it. Otherwise, you’re throwing money away that you will never get back. Knowing that CarShield has a variety of payment plans available makes it easier for you to decide what coverage you need based on what you can afford. Also, after reading through reviews for yourself, you can decide whether CarShield is the right choice for you.
Should You Remain At The Scene of A Car Accident?

Compensation for Emotional Distress After a Car Accident

Compensation-for-Emotional-Distress-After-a-Car-AccidentA survey published by the National Highway Traffic Safety Administration indicates that a car accident injury occurs every 10 seconds. Although most car accidents aren’t fatal, they usually result in serious injuries, mental anguish, and emotional distress.

If you get injured in a car accident in New York City, you may qualify for emotional distress compensation. However, before you contact your NYC personal injury lawyer, you need to understand what emotional distress entails.

Understanding Emotional Distress

Compensation for emotional distress is meant to ease your mental suffering after an accident. Understand that the negligence of another party leads to the said accident, which usually results in trauma.

Emotional distress during a car accident includes humiliation, anxiety, depression, insomnia, and torment. However, what qualifies as emotional distress within the law is subjective. People react to different situations in unique ways, making it difficult to quantify the subject.

For example, mental anguish has been known to last for several years after the accident in some individuals. What this means is that you need a qualified personal injury lawyer to prove emotional distress.

Proving Emotional Distress

Before you can get compensation for emotional distress, you need to prove your case in a court of law. The relevant documents that can help you are the doctor’s notes, medical records, and photographs. In some cases, a medical professional may be requested to testify on the psychological effects caused by the car accident.

Some of the factors that will be considered by the jury include the duration, intensity, and underlying cause of your emotional distress. Related bodily injury will also play a massive role in establishing the level of psychological distress that you are experiencing.

During a meeting with your personal injury lawyer, you will need to discuss any psychological symptoms that you might be experiencing openly. Tell your lawyer how the symptoms you exhibit have directly affected your life.

After the meeting, your lawyer will help you determine whether your case qualifies for compensation on the grounds of emotional distress. You will also get a rough estimate of how much you are entitled to get from your claim.

How a Personal Injury Lawyer Can Help You Win

Battling insurance companies is a colossal nightmare, especially when you lack any support. Most of the time, insurance companies don’t take physiological injuries seriously. Many of these companies adopt an attitude of “sorry this happened,” and then go ahead to throw a few thousand dollars to cover physical injuries only.

Insurance companies take advantage of the fact that most people do not file for emotional distress claims after an accident. Although classified as a low-ball tactic, it has proved quite efficient.

What you need is an experienced personal injury lawyer who has the required skills to navigate through the complex process of handling insurance claims. It would help if you had someone who can fight your battles while you take the time to recover after the accident.

How much are you entitled to receive? Determining the value of your emotional distress claim depends on several factors. Understand that there is no set value that you are entitled to receive. As stated earlier, people react to these situations differently.

The value of your claim will depend on the facts brought forward by your lawyer. Since the court also allows compensation for the change in lifestyle after an accident, these can help determine the amount of damages incurred. An experienced lawyer can help you establish a rough estimate by comparing your case to similar cases in the past.

Take note that the amount can also be dictated by whether the accident was partially your fault. The amount of compensation you receive will be reduced proportionally to your degree of fault.

However, since there is no compensation amount set in stone, the sky is truly the limit. Getting a certified lawyer in the first step to ensuring that you get a reasonable amount that is proportional to your emotional distress.


There is no denying that car accidents cause emotional distress. However, if you have been involved in an accident in New York City, you need to find a certified personal injury lawyer to prove your claim. It is only fair that you get compensation for all the emotional distress that you are undergoing as a result of negligence.

Common Damages That Follow a Car Accident 

Common-Damages-That-Follow-a-Car-AccidentPeople suffer a lot when they’ve been in a car accident. Even if you aren’t seriously injured, you could suffer mental distress, fear, anxiety, and financial losses. Vehicle accidents are terrifying, and many people have difficulty getting back into a vehicle after an accident. These issues weren’t your fault, because someone else caused your accident.

If you are dealing with great losses following a car crash, talk to a car accident lawyer in Baton Rouge about filing a car accident claim. Your claim could get you financial compensation for your damages and justice for your experience. Winning a claim can also bring you closure and could help you move past this accident.

Types of Car Accident Damages You Could Be Dealing With

Everyone’s car accident is unique, and the damages will be different. For instance, you could suffer a head injury in your car accident that requires ongoing medical care while another person could only receive a few cuts and lacerations. You will have more damages the more serious your injury is.

Medical Damages

Some of the most expensive types of damages are medical expenses. Medical treatment costs are out of control, and they could be more than you can afford. You could have hospital bills, outpatient treatment bills, medication costs, and bills for physical therapy. 

All of these medical damages don’t have to be paid by you if you receive a settlement from the at-fault person’s insurance company.

Property Damage

If you are involved in a vehicle collision, your vehicle has likely been damaged. Sometimes, the damage is so severe that you must replace your entire vehicle. Next to your home, a vehicle is one of the largest purchases you will make. Can you afford to replace your vehicle right now? Even if your vehicle is simply damaged and can be repaired, the cost is often in the thousands.

Lost Income

Injuries often need time to heal, and this could mean a lot of missed time from work. That means lost income for you. How will you pay your bills and other life necessities without an income? If you are seriously or permanently injured, you may be unable to work ever again. How will you live?

It’s possible to add lost income and lost earning capacity to an injury claim.

Physical Pain

In addition to monetary losses, physical pain is something that results from car accident injuries. Physical pain is not something you just suck up. Some people can’t deal with a headache, let alone the pain caused by a serious car accident. 

Physical pain can prevent you from enjoying your life, and that’s a huge loss. Maybe the biggest loss of all. You deserve to be compensated when you’ve suffered physically after a car accident.

There are many other losses that a car accident can bring to your life. These are only a few examples. Remember, you have the right to seek compensation through an injury claim when someone else caused you harm.
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Should You Remain At The Scene of A Car Accident?

 Should-you-remain-at-the-scene-of-an-accident.The fight or flight reflex of many drivers kicks in following a car accident. The idea of fleeing a car accident is tempting and irresistible to many drivers across the country. Maybe it’s because they’re in the heat of the moment, or it’s because they want to avoid repercussions for their actions, whatever the case, fleeing the scene of a car accident is a common occurrence. 

However, fleeing the scene of a car accident is one of the worst mistakes you can make following your car accident. Calling the proper authorities, followed by contacting a car accident attorney in Detroit, is highly advised instead of merely fleeing the scene of a car accident. But why should you remain at the scene of your car accident?

Fleeing the Scene Is Illegal 

The most apparent reason why you should never flee the scene of your car accident is that the action itself is illegal. No matter who was responsible for the car accident, you’re automatically facing legal consequences and possible prosecution for fleeing the scene of a car accident. 

It’s always better to allow the police to access the situation and conduct a thorough investigation into your car accident. You should never analyze the crash your self and determine that it’s not “too bad” or that you won’t face any legal repercussions. 

You Need Contact Information and Evidence

If you hope to obtain any form of compensation for your car accident, you’ll need the contact information of the other party. Otherwise, how else are you going to win compensation for any damages? Staying on the scene of your car accident also allows you the chance to obtain some valuable evidence. 

If you’re like most people, you have a smartphone glued to you at all times. Most smartphones have decent cameras that allow you to capture evidence such as the damages to your car and eyewitnesses present at the accident. The contact information of the other party, along with any other eyewitnesses is a must whenever you’re planning on pursuing a car accident claim. 

Leaving the scene of your car accidents ruins your chances of tracking down the other party and proceeding with your car accident claim case. 

The Other Party Could Perish 

Regardless of who is responsible for the initial impact, you must remain at the scene of the accident. Remember, someone has to contact not only the police but also an ambulance to treat the wounded. Leaving the scene of your car accident puts the other party at risk of perishing from their wounds if they’re unable to contact assistance. 

Never assume that no one needs medical attention following a car accident. It doesn’t matter how small or large the accident seems from your perspective; you must always ensure that you’re able to help everyone involved in your car accident. If someone dies from their injuries and you drive off from the scene, there’s a strong chance of you receiving charges for their death. 

Do you want to have someone’s blood on your hands when you could have contacted the authorities instead? 
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