Oh My Heartsie Girls Wonderful Wednesday

 Thank you for joining us as we say goodbye to 2018 and celebrate 2019.
We Wish You Have a Happy New Year!! Starting today we welcome new Co-Hostesses which means our party will be on 10 blogs to spread our party!
We do hope that you will get to know them to see what they have going on their blogs. ⇑

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Again Were Wishing You A Happy New Year!
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Oh My Heartsie Girls WW 650 x 635All Features Are Pinned Each Week-And Shared on Social Media!!
Our party is on 10 blogs and reaches over 60,000 followers+
over all of our blogs and on social media!!
Our Hostesses Share Our Party On Their Blogs~
Hope You Will Visit and Get To Know Them! 
Indah Nuria Savitri // My Purple World
Outfit of The Day
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» Repin From  Original 
4 Reasons To Use The User-Registration-FeatureSusan //Susan B. Mead
4 Reasons To Use The User Registration Feature
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5 Simple Tips For Lasting Energy All Day, Every Day ♥ Karren // Oh My Heartsie Girl
How to Make Your Feet Soft and Beautiful With Dedication
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Kaycee Mason // My Crafty Zoo
Twitter | Instagram |Facebook |Pinterest 
 Clearissa Coward // Clearissa Coward’s Command Center
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Amy// A Hippy and a Redneck
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Liberty Brammer // B4 and Afters
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Catherine Baez Sholl // The Fit and Healthy Baker
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Alice V // DIYerfy
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Maggie Lamarre // Cascade Avenue
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Suzan White // Country Crafting
Twitter | Instagram |Facebook |Pinterest 
 Penny’s Vintage Home // 2018 Christmas Home Tour
Let’s have one last look at Pennys Home at Christmas- I love her farmhouse The Kittchen // Angel Food Cake with Whipped Chocolate Frosting
This looks amazing with fresh whipped topping The Scrap Shoppe // New Years Countdown
Todays the day, we begin the New Year on Tuesday, I can believe another year is gone by. Home Cooking Memories // New Years Eve Haystacks
These little haystacks look’s so dressed up with the shiny sparkles Flamingo Toes // Ugly Christmas Sweater Mug Rugs
Bev always makes me smile with her cute quilted projects, arent these so darned cute? Mama To Many Blessings // Delicious Recipes With Marshmallows
These are perfect recipes for those miniature marshmallows that have dried out, I have some!

Oh My Heartsie Girls Special Fashion FeatureThe Style Safari // Black and White Sheer Set for Mexico Palm
Stefanie designs clothing for her and her cute daughter, so many cute fashions and so talented!!

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Making Financial Freedom an Attainable Resolution for 2019

Start The Year Out With Some
Financial Goals You Can Attain

Making Financial Freedom an Attainable Resolution for 2019
2018 is wrapping up to a close. As the holidays come and go and the new year hits,
you’ll be looking back as well as looking forward to what 2019 brings.

Looking back now, how do you feel you did financially? If your answer is anything but positive, it’s time to make some changes. Not only can you make a new year’s resolution to start being more financially responsible in 2019, but you can even start formulating a plan on how to do it.

Start Learning a Budgeting Method

One of the most fundamental aspects of getting personal finances under control is budgeting. There are many tools to learn how to do it as well as different ways to budget, though most financial experts like Dave Ramsey recommend using zero-based budgeting which is where you start by seeing how you can cut your expenses to where the total income and expenses are matching zero. It can be a little tricky to learn this if you’re not a math whiz or have never been good with numbers, but you might look around and seek help from people who have done budgeting before. The bottom line is knowing where all your money is currently going and knowing what you need to do so that you’ll be living above debt in the future. 

Eliminate Debt First

Once you’ve got the budget ready and the change is being set in motion, it’s time to pay off your debts first. First, you need to see what kind of debt you have, and then start making plans to devote payments to cutting it down and away. If it’s credit card debt or easy personal loans you’ve accumulated over time, start making plans to pay off more of your outstanding balance and figure out how to get it down to zero. If it’s another loan or bills that you’ve fallen behind on and need to catch up with, work out a plan with your creditors if you need to so that you can pay in smaller installments but still get it paid quickly. In the meantime, you just might need to cut your cable television off, eat out less, buy cheaper food, and sell off other assets until you can get your debt paid off. You don’t have to live like that forever, but temporarily taking measures like that can get you back to living more frugally and having more income to pay off debt with.

Make a Savings and Investment Plan

Once you get your debt under control and have more money to spend, a portion of that money should go into savings or investments. What you can do as part of your budgeting plan is to start saving more money by dedicating a portion of each paycheck to go into a savings account, where it can be held either for emergency needs or for something you want to buy for your family down the road. If you not only want to save but have money that generates more money over time, you should open an investment account. Usually, people open these accounts to have money ready for retirement, but you could also have money ready for goals you’re setting in the next few years by doing this. It’s perfectly fine to manage your investment accounts, but you may want to solicit advice from a former professional who has done it if you’re new to it.

With a new year on the way, it’s time to have a new approach to your personal finances. There’s no reason why you can’t make 2019 the year you finally attain a greater level of financial freedom.

This post contains affiliate links, which means I might receive a small commission if
you make a purchase using an affiliate link.

[…]
Related:
How to Become Debt-Free
How To Manage And Regain Control Of Your Family Finances
5 Tips Shopping Wisely To Prevent Further Debt Accumulation

Mom’s Travel With Style – Ways To Be Stylish When Traveling With Family

Be Stylish While Traveling

Travel With Style – Ways To Be Stylish When Traveling With FamilyVictoria Beckham once said that the airport is her runway, and she has proven that she was serious with a series of incredible travel outfits that would take anyone’s breath away. Now, Victoria may have children who are all grown up, so she doesn’t have to worry about mom-friendly style on her journeys – she just has to worry about looking comfortably spectacular. Today, we are drawing inspiration from her look, but with a slight addition – the children, in order to help you navigate the waters and ensure that both you and your kids look impeccable and feel comfy while on the road.

Let’s start from the bottom 

Since it is winter, which means that relying on athleisure in terms of wearing stylish sneakers is out the window, we have to find another practical yet stylish alternative, and we have. There is absolutely no shoe chic and more comfortable than the mid-block-heel leather ankle boot. It will make you look polished and spectacular. The additional incentive is that they are incredibly comfortable and practical. You can walk miles in them, which you probably will as you go to the gate with your kids on your arms (or strollers), and tending to their pre and during-trip needs will be a complete breeze.
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Take inspiration from the seventies

The seventies style is back, and it’s bigger and better than ever, and we all know what that means – amazing bell-bottoms. If you live somewhere chilly, you can exude your seventies vibes with a pair of stylish corduroy bell-bottoms. On the other hand, if it’s not that chilly, you can always rely on the ol’ faithful denim to look fabulous. These pants will give you a great deal of movement, they are incredibly flattering as they minimize the waist and elongate the legs, and they mesh perfectly with ankle boots. It’s a total winning combo.

Don’t forget the kids

Make sure that your kids are equally stylish and comfortable as you are

Of course, when the mom looks great, it’s only natural for the kids to look great as well. You want to make sure that your kids are equally stylish and comfortable as you are, which is why scouting for great kids’ boutique clothing online is your best course of action. You can find complete outfits that will match yours, such as cute little cozy cardigans, athleisure-inspired puffer jackets, and even comfy and stylish ripped denim, for both boys and girls. Your kids will be super cozy, which will give them little to complain about, and when you step into the airport, you will look like one ultra-stylish little family.

Back to mom

What goes great with bell-bottoms? Well, everything, but if you want to really make the perfect amalgamation of comfortable and stylish, a Breton top with a white shirt is a perfect choice. A Breton top has the power to make you look French-inspired effortlessly striking, not to mention that it’s incredibly comfortable and practical. However, if you’re traveling with a baby or a toddler (or both), chances of spit-ups and vomit are great, which is exactly why a backup sweater in your carryon or bag is essential. You don’t want to get off the plane not smelling or looking good, so like a boy scout – always be prepared. Your second best option is a nice dark grey crew-neck sweater that will look casually fabulous over your white shirt.

Don’t Forget The KidsRosegal.com

Aside from a great coat – if it’s winter where you are (camel and grey are the most luxurious looking hues, so keep that in mind), a traveling mom needs one more thing – a great bag. Now, let’s call a spade a spade – diaper bags aren’t what one would call the epitome of style. However, there is a great replacement and it’s called a tote bag. Yes, a gorgeous nude or camel, or perhaps even simple black (to match the boots) tote is the perfect stylish answer. It’s always in style, as it has a timeless quality to it, it’s simple yet effective, and most importantly, it has plenty of room for all of your necessities, from wipes to baby bottles, changes of clothes for the kids in case of accidents – this bag can take whatever you throw at it. Best part, even when it’s completely full, it still looks amazing, so aside from a great big scarf, you don’t need anything else to be a stylish mom on the road.

Have a safe and stylish trip, dear moms.

This post contains affiliate links, which means I might receive a small commission if
you make a purchase using an affiliate link.

[…]
Related:
10 Tips You Must Do Before Traveling
Travel Gadgets and Accessories That Every Gal Gotta Have
Packing Ideas To Match Your Trip

The Transition of Eyeglass Lenses from Glass to Plastic

Eyeglass lenses are perhaps more important than the frames because frames primarily address the style issues while the lens provides proper vision. Selecting frames by your visual assessments is easy, but it is not the same with lenses that need in-depth evaluation. When you shop eyeglasses, you must try to gather as much information about the lenses to judge its suitability and justification for the price. However, it needs some knowledge about lenses to verify the information you gather. This article discusses some basics about lenses for eyeglasses that should help to take a well-informed decision and give the satisfaction of making the right choice.

The Transition of Eyeglass Lenses from Glass to Plastic Source Eyecessorize
Source: Eyecessorize

The lenses referred here are prescription lenses for a variety of eye problems like single vision lenses required for correcting nearsightedness, farsightedness as well as astigmatism, progressive lenses, bifocal lenses and even multifocal lenses used for correcting presbyopia. We begin by discussing the type of materials for the eyeglass lens together with its benefits.

From glass to plastic

The glass used to be the staple material for making eyeglass lenses used for vision correction because it offered exceptional optics, but the flip sides were many. Firstly, glass is heavy that made wearing spectacles quite uncomfortable and secondly, glass is highly fragile and breakable that can cause severe injuries during accidents. There have been instances of eye damage from broken glass, and even there are instances of eye losses.

Lightweight plastic lenses that first made its appearance in California in 1947 provided a suitable substitute for glass for making lenses for eyewear. Columbia resin 39 or CR 39 was the name of the first plastic lens material made from a plastic polymer that became an instant hit because of lightweight, low cost and impact resistant qualities. Most importantly it has excellent optic properties.

Types of plastic lenses

Plastic lenses come under two broad categories – polycarbonate lenses and high-index plastic lenses.

Polycarbonate lenses

While the initial plastic lens was a resin material, subsequent technological improvements offered more options that encouraged lens makers to look for improved plastic material. The search ended in 1970 when the world got its first polycarbonate lens, which despite being plastic was of a much-improved quality that ensured durability due to high impact resistance, clear vision, and lightweight. Initially, polycarbonate lenses were for safety glasses only, but since the eighties, it has become a popular choice for eyeglass lenses too.

Since 2001, newer plastic material for lenses called Trivex has broken into the scene which has the same qualities of polycarbonate but higher Abbe value that determines how wide the lens can disperse different wavelengths of light passing through it.

High-index plastic lenses

High-index plastic lenses are the latest introduction that has been around for two decades. The need for lighter and thinner eyeglasses has led to the discovery of this lens material.  These lenses have superior optics because despite being thinners its refractive index is higher than CR 39.

The lens thickness is inversely proportional to refractive index meaning the thinner is the less high is the refractive index.

This post contains affiliate links, which means I might receive a small commission if
you make a purchase using an affiliate link.

[…]
Related:
Buying Eyeglasses Online Saves You Time and Money
Where To Buy Eyeglasses Online To Save You Time and Money and At The Lowest Cost