Buying a Car Archives - Oh My Heartsie Girl

Is-a-CarShield-Extended-Car-Warranty-A-Wise-Investment. If you have been doing research, you’re going to realize that CarShield extended warranties are popular choices. The question remains as to whether they’re a wise investment for you and your car. The answer is not entirely as cut and dry as you might like because it largely depends on your situation. To help you decide, you’ll need to read reviews, get to know the payment options, coverage details, and expected responsibilities on your end.

CarShield Reviews

CarShield is a broker, meaning it is responsible for service contracts between you and repair facilities. Because of this, customers have the opportunity to have repairs done at dealerships and any ASE-certified mechanic. You can appreciate the flexibility in taking your car for repairs because it will be easy to find a mechanic no matter where you are.

Many high-profile programs and celebrities have endorsed the company. If you search on Google’s ratings, you’ll find thousands of positive reviews of customers in favor of having coverage through CarShield. On a completely different platform, Trustpilot, you’ll see even more thousands of ratings that are primarily positive.

Something that might make you pause is the ratings on the Better Business Bureau. The BBB rates CarShield as having an F rating, which is definitely on the poor side. This rating comes about because of complaints about misleading sales or advertising and difficulties regarding canceling policies. On the other hand, there are less than a thousand of these negative reviews. Comparably speaking, the overall positive vibe from the company after considering all platforms may be enough to help you decide to move forward.

Available Payment Options

Payments are dependent on the coverage you select. You can expect fees as low as $100 per month or as high as approximately $2000 for a four-year plan. To get a more specific quote, you’ll need to contact the company directly. When you get in touch with the company, you’ll need to know certain details like the mileage, car history, mechanical issues, and the make and model to get more information.

It’s also nice to know that while there is a deductible, it is not outrageously high. Instead, you can expect your deductible to be as low as $100 per repair. You’ll also have options for limited and unlimited warranty options. Limited warranties are for four-year terms, and payments are expected for 18 months. For unlimited warranty coverage, you’re looking at about $100 per month on the low end for as long as you own the car.

Because of the payment plan options, having coverage for peace of mind is an excellent option considering the possibility of expensive repairs. A warranty through CarShield is perfect for those who want to keep your car until the very end and those with luxury cars beyond the manufacturer’s warranty coverage.

Types of Coverage

CarShield has six different plans of coverage available. All of them include 24/7 roadside assistance, rental reimbursement, and towing as part of the plan.

Diamond

The Diamond plan is similar to a bumper-to-bumper warranty. It is designed to cover everything, including engine, transmission, electrical, air conditioning, and more. This warranty is an excellent choice if you want to protect an investment vehicle.

Platinum

As the second top tier plan, the Platinum coverage includes engine and transmissions and minor issues like starter problems. It’s a great choice if you have a vehicle with high mileage and you want to protect yourself from out-of-pocket repair costs.

Gold

The Gold plan is more limited and covers a few major repairs but mainly focuses on minor repairs like the water pump and alternator. Older cars with fewer electrical and technological components would do well with this type of coverage.

Silver

Considered the most affordable of CarShield’s offerings, you get good coverage at a reasonable price. Your transmission and water pump are covered, but you may be responsible for minor repairs. Coverage is considered basic, but it can protect you from more expensive repairs.

Aluminum

If you’re worried about electrical components in your car, this is the plan for you. This plan also covers Computer-related issues, so if you experience a problem due to a computer malfunction, this plan will cover that repair.

Motorcycle/ATV

This one is pretty self-explanatory and covers motorcycles and all-terrain vehicles. You can adjust coverage for this plan by calling CarShield to get more details on what they offer at this level.

Last Thoughts on CarShield Extended Warranties

A warranty through Carshield can be a wise investment as long as you get the coverage you need. If you don’t need bumper-to-bumper coverage, don’t get it. Otherwise, you’re throwing money away that you will never get back. Knowing that CarShield has a variety of payment plans available makes it easier for you to decide what coverage you need based on what you can afford. Also, after reading through reviews for yourself, you can decide whether CarShield is the right choice for you.
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Should You Remain At The Scene of A Car Accident?

Before You Buy a Car

Unless we live in a major city with a lot of public transit options, most of us will have to use a car to get around. That means most of us will need to buy a car at some point. In fact, we’ll need to buy several cars, although obviously not all at the same time. The sheer weight of finding a new car can get daunting pretty fast. It might be tempting to just go to a car lot and pick out a vehicle in five or ten minutes because you just don’t want to think about it anymore. However, we can’t choose cars the way we choose what kind of take-out to get after a long day at work. It requires time and deliberate action. What-you-need-to-know-before-buying-a-car

The history of a car

Are you buying new? If so, enjoy picking from among the fanciest bells and whistles on the new car market. Once you have a brand in mind, commit to doing some new Ford vehicle research or new Chevy research. If you aren’t buying new, though, you’ll need to do a bit of investigative work. Before you commit to buying a car, you should ask for and receive a report with details about its history. If there are any accidents, then that should be on this report. The key term to remember is “vehicle history report.” If the airbags deployed in an accident three years ago, then that should be on the report. Did it receive engine service two years ago? That should be listed as well. Such reports are crucial to ensuring that you don’t get sold a lemon. It’s one thing to buy a car because the prior owner has decided to upgrade; it’s another thing entirely to buy a car because the prior owner is sick of dealing with all its problems. If you’re buying the car “as is,” then that usually means you’re responsible for any problems that crop up after you buy it, even if those problems began well before you got behind the wheel. If you don’t do your research and get some answers before writing a check, then you may be waiving your right to get any answers later. In many cases, it’s now or never.

Check it out

Viewing paperwork related to your preferred vehicle is critical, but so is taking a test drive. If you’re not comfortable driving the car, then it doesn’t matter how cool it looks on the outside. Feel free to ask to take a look under the hood as well. Even better, request a chance to take the car off the lot and have a mechanic with an ASE automotive degree (or similar training) inspect it. Most of us can do the basics of car maintenance. We can check our oil levels or even change a flat tire, but we’re not experts.

An expert can take a look at things and let you know if the car is in a position to last a decade, or if it’s going to completely fall apart within six months. If a dealership won’t let you get the car inspected by a third party, it’s fair to ask questions and decide whether or not that’s a deal breaker.

One Last Thing
Before you go to the car lot you may want to consider to take a short drive in a car similar to the one you are considering to by, why not check out Car Rental Los Angeles or any rental agency rent a car for the weekend, try it out, see if it is all that you are dreaming of before buying. Better than buyers remorse.

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