Home-Ownership Archives - Page 3 of 4

May 30, 2019

Found the Perfect House – Next step, Home Inspection

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Every prospective homeowner wanting to find a new home probably worked with a realtor or real estate company. They usually instruct you to complete a proper home inspection for home damage as your next step before settling on a property. Before you want to put down an offer, the right home inspector company will tell you about any immediate property damage, such as rot, soil, roof, or replacement needs. Due diligence also requires referrals to additional expert inspectors about termite, geological, structural, chemical, and other damage. Homebuyers might not be able to see these things on their own; therefore, these would be unfortunate problems in the future.

A home inspection is a visual assessment of the home’s performance by a third party, qualified, and trained home inspector to avoid any hazardous, potential issues that are not up-to-code. In most cases, professionals home inspectors usually have a checklist to follow when inspecting your potential home. This includes repairs, damage,, interiors, HVAC system, and more. A home inspection should be a serious provision in your contract. Before the future homebuyer closes on the home, they must employ the best professional home inspectors in the area to help them make a knowledgeable decision about the performance of a home via a professional evaluation and reports. The inspection includes two state documents, including a pre-inspection agreement and an inspection report. This way, the potential buyer has the chance to inspect the property, its current condition, and whether it is worth the investment while the seller has the responsibility to settle these issues. Remember, there is no going back once you make an agreement and buy the home or commercial property.

Finding the right home inspector can be as important as finding the right home. A reputable home inspector company will offer a thorough and competent visual inspection of your future home, can keep up-to-date with the most current information in the home inspection industry and works for you! This whole process can take one to weeks from researching the right company, the home inspection itself, and how you would like to move forward with the property. Look for the proper training, education, and qualifications before you choose your home inspection company, one that is bonded or insured. Inevitably, home inspections will find something wrong with the house. The company should just tell you about any immediate safety and structural concerns that require control and general contractor repair, including roof, foundation, plumbing, electrical and light circuits, interior surfaces and more. The average inspection will take two to three hours; consider being present for the inspection due to the expense and to be educated about the property that may be your future home.

From what you have read, the next question might be what does a standard home inspection cost? Yes, you will undeniably look for competitive pricing, like you will see in the above link. What about your safety, a reliable home inspection, superior training experience to identify current problem areas, and recognize developing issues? Those are important because you are worth it!

Whether it is a safety or structural issue in a future home, the expense should never be an issue!
Related To Home:
Four Home Improvement Projects You Shouldn’t Do Yourself
Professionals Every Homeowner Should Have Listed in Their Contacts
4 Ways That New Home Buyers Can Negotiate a Good Deal on a House
5 Tips to Budgeting for a New House
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January 31, 2019

How Home Owners Can Deal With Spiders

Spiders are without any doubt one of the most feared pests in the world. The fear of spiders is so much that it is ranked as one of the top phobias in the U.S.

Although spiders are shown as deadly creatures in Hollywood horror movies, these little critters are not as bad as the movies make them sound. Yet the fear that the movies have instilled in our heads isn’t going to go away, not any time soon.

More than that, it is actually a very good idea to keep spider population check at your home, especially if you’re in Texas where spiders are the most commonly found house pests.

These little crawlers often provide protection against other pests, but if they are in large quantities, they can cause your food to go bad in the kitchen and pose various other threats, especially if you are dealing with a nasty species.

If you don’t like spiders invading your home, just like any of us, use these preventative measures.

Seal any cracks you find around your home

The most common places from where spiders come into your home are cracks. These cracks can appear anywhere in your home ranging from broken windows, doors, walls, or cracks in the siding.

If you can get your home inspected by professionals, which would be the perfect thing to do. But if you cannot for some reason, then, by all means, try to seal these cracks as soon as possible using whatever material you can get your hands on.

Keep your basement and attic clean

Spiders love secluded areas where they can live in peace and build a web so they can catch prey and live happily without any interference by humans. But this also means that they get to breed here and bring in more of their friends to start a complete infestation.

To make sure that doesn’t happen, keep your attic and basement clean and clutter free. When you’re cleaning these areas, you will naturally get rid of places where spiders can make a home. This will easily cause them to leave the area and find somewhere else to live.

Check stuff being brought from outside

If you bring a lot of things to your home every day because of your work requirement or for whatever reason you have, try and look for any signs of spiders on these things. Make sure that spiders don’t come to your home uninvited this way.

Call a pest control service

If you fear your spider problem is out of control and you face an infestation, it is time to call responsible pest control services. Let the professionals handle this problem.

Pest control professionals have the right tools and pesticides to deal with large infestations of spiders. These services are especially recommended if you are living in an area where dangerous spiders can populate your home.

Call a pest control service today and get them to pay a visit and see if you can come up with a monthly deal to eradicate spiders.

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Related:
Garden Series: 5 Ways to Keep Pests Away in the Spring
Top 5 Most Common Pests Found in Texas
Professionals Every Homeowner Should Have Listed in Their Contacts

March 1, 2018

5 Tips to Budgeting for a New House

Ok you have decided to buy a new house here are 5 tips for budgeting for your new home

Renting a house may seem like a great idea when you’re just starting out. But as time goes, it becomes more expensive and is a lot harder to keep up with. Paying for a house that you’re only temporarily going to live in seems like a lot after a while. It is always a good idea to start saving at the earliest and buy a house for yourself.

The Top 5 Home Budgeting Tips You Need to Know

We are sure you have chosen your right home, from the many houses for sale. However, after the downpayment, you know that you need to keep it a little tight.

While saving to buy a new house isn’t an easy task, watching your budget and a couple of dedicated ideas can always help you with that. Here are 5 tips to budgeting for a new house.

Clear Your Dues

The first and foremost rule to budget for a new house is to not have any pending dues. A pile of loans only makes it easier for the bank not to give you one for your house. Also, if you move into a new house with a home loan along with a few more, it would only worsen your credit score and finances.

This will also increase your chances to go higher for the house loans as the lesser dues you got, the more money you can borrow. You will also end up saving a lot on the interest.

The process though needs some spending at the start but as Derek Dawson of Dawson Property Management points out – it is beneficial in the long run. The sooner you start the sooner you’ll pay all of the dues.

Budget Your Monthly Earning

It is imperative to save some cash when it comes to buying a house. The more you have on hand, the less you borrow, and the lesser goes in the interest payments. The more cash also means that if the house you’re looking at requires some repair work before you move in, you’ll be able to pay for all of that.

Make an account of your monthly income and look at your budget. You can cut down on unnecessary items and limit your luxuries. You don’t have to start off with the big bucks immediately, but even a slower start can lead to big savings in a year.

Get the clutter out

The best time to have a garage sale is while you’re looking to buy a new house. Make a note of the things you wouldn’t need in the new house or probably haven’t used in over a year. You can make some good money for the repairs and the coloring without having to carry any of the old stuff into your new home.

Build your credit score

Buying a house isn’t an easy deal and may require you to borrow a hefty sum from the bank. But the amount of your loan depends on your credit score and so, you need to have a good rating.

To ensure your credit score is high, you can clear all of your past dues, and maintain a good amount of savings in your account.

Get Educated

Stay informed not only about the process but the type of loans you can apply for. Each bank is different, and your loan may or may not include the insurance cover at times. Always look at your savings, and only go for an option that suits you best.

Have you started budgeting for your new house yet? Have an experience you would like to share?

February 21, 2018February 18, 2021

Is it Better to Renovate or Move?

For those that aren’t entirely happy in their home, it’s clear that something has to change. When it comes down to it, both of these will cost you time and money – but which one is best for you? Let’s take a look at the key differences, pros and cons of these.

Costs

Both of these will cost you money, though renovation can be cheaper than moving for most people. When you’re moving house, there’s a lot of costs to concern yourself with, from remortgaging fees to legal advice. Moving house is a very costly process and it takes a lot of your time too.
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While renovating comes with some costings, they are slightly reduced. You also get to use the money on making the house exactly the way you want it, instead of buying one that has already been renovated. This allows you to make your own mark and create the home that you want.

If you’re shopping for a new home, then you may also have to renovate when you move in. There’s no guarantee that everything will be exactly the way you want it, so you may need to spend more on renovation on top of the move.

Time

The time that you take to move and to renovate are roughly the same, depending on the amount of work you’re doing. If you want to ensure that you’re reducing time and costs while renovating, protect your home and furnishings with additional safety equipment from companies such as TRIMACO®, who are renowned for their industrial standard of surface protection equipment.

Moving and the legal processes that go along with this can take a lot longer than a renovation. If you’re spending time looking for the perfect property, before lining up the paperwork then this can take a lot of time.

Either way, you have to be ready to invest your time in updating your home or moving to a new one.

Results

The results that you get from a renovation or a move will depend on the time that you put into them. Renovations can change up a home a lot more than you think, especially if you redesign one of the key rooms of your home, like the kitchen or the living room.

When you go for an entirely new home, you might not know what to expect with these either. What you see on an open day can be very different to what you get when you move in. New homes are notorious for being misleading or taking a lot of time to do up, even when you initially thought everything was already taken care of.

The results that you get will be based on the amount of time and money that you put into renovating or moving. Don’t settle for a new home if you think you could change your existing one to be even better.

It’s entirely up to you whether you feel that changing your home or buying a new one is for you. Take your time to evaluate all of the prospects before you settle on your final decision.