How to Get the Best Rate on Your California Contractor Bond

All contractors in the State of California are required to have a contractor’s bond. This bond is received from surety companies, and the annual rates differ from one Surety Company to the other.  The amount payable depends on a number of factors linked directly to the contractor. For instance, a contractor with a strong financial standing may pay a lower annual fee for a contractor bond, than one teetering on the brink of bankruptcy. It’s all about risk management on the part of the surety company. On this basis, here is how to get the best rates on your California contractor bond. All contractors in the State of California are required to have a contractor’s bond.

1.    Get your finances in order

This is an obvious one if you want to get good rates. A contractor that has healthy financial books, and has their credit ratings in order usually gets the best rates. In essence, before getting a contractor bond, think of how you can set things right with your creditors and improve your credit score. On top of that, you can set your tax records straight by paying your taxes or coming up with a clear roadmap on how to repay them. However, in the capital intensive and highly volatile construction business, maintaining financial stability is easier said than done. Sudden changes in market conditions can ruin your credit score in an instant. In such a situation, you can try the more flexible surety companies such as contractorbond.org. This company has a program that allows it to take 99% of contractors that have bad credit. By enrolling for such a program, you can work on your financial standing by taking on contracts and ultimately get to a position where you qualify for competitive rates.

2.    Get contractor bond insurance

As stated earlier, for surety companies, it’s all about mitigating risks. In essence, a contractor needs to ensure that their perceived risks are as low as possible. One way to achieve this is by taking contractor bond insurance. This insurance ensures that the surety company is guaranteed of getting their money if risks materialize and the contractor is unable to pay. With this insurance, you present a lower level of risk, which incentivizes surety companies to give you much lower rates. To further lower your risks and incentivize surety companies to give you lower rates, take a liability insurance cover.  This cover protects your company from risks such as employee liability, natural disasters among other workplace-related risks. This essentially guarantees that your company cannot go bankrupt due to a lawsuit related to workplace injuries. With such insurance, surety companies will have the confidence to give you much lower rates.

3.    Build your work profile

A contractor that has a history of getting regular work is generally perceived as more stable than a startup. In essence, to get better rates on your contractor bond, work on getting more work. It may be hard at first, but over time, you will get much better rates on your contractor bond, as your profile improves. To build a good work profile, make sure you give your all in each contract that you get.
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Launching a Career as a Massage Therapist-Be Prepared

Getting underway as a massage therapist

So, you’ve completed your required training, attained your professional qualification and now you’re ready to launch your career as a massage therapist. Becoming a qualified massage therapist opens up a whole host of opportunities and potential workplaces from a GP surgery or hospital to a spa or even setting up your own business. Launching-a-Career-as-a-Message-Therapist-Be-Prepared

Before you get started, it’s important to make sure you’re prepared. No matter what path you decide to take in your career, there are certain things you need to do in order before giving your first professional massage. You may even be feeling a little nervous. 

Being prepared not only makes you feel ready and relaxed but will help your clients feel at ease too. Here are some of the considerations to make to help you prepare to get underway as a massage therapist.

Equipment and supplies

While it may seem obvious, you’ll need to make sure you have the right equipment and supplies available so you can give massages! A massage table and chair are necessary accessories. If you’re a mobile massage therapist, make sure you choose a portable massage table that can endure transport and be easily set up.

Don’t forget to stock up on massage oils, lotions, and creams that will aid you when massaging clients. Remember to pick scents that have calming aromas and offer clients a variety that they can choose from.

Sheets and pillows can be used to cover your massage table and make clients more comfortable. You’ll need plenty of towels to wipe excess oils and lotions once you’ve finished a massage. Towels can also be used by clients to cover up, in addition to robes which are another good supply to invest in.

Hygiene is also important so make sure to purchase sanitizing and cleaning products to keep equipment clean at all times.

Insurance

As a massage therapist, your clients trust and rely on you so it is important to protect yourself, your property and equipment and your clients. Massage therapy involves risk, which could come from clients having an allergic reaction, clients suffering an injury or even property damage.

Massage therapist insurance is necessary protection from any legal claims, which not only cost money but could damage your reputation too. Companies such as Salon Gold offer insurance policies that you can tailor to your business practice, giving you peace of mind when beginning your career as a massage therapist.

Create the right environment

A massage is a very relaxing experience, and creating the right environment sets the right atmosphere for you and your client. Make sure the room is clean and warm, creating a welcoming and inviting atmosphere.

It’s also important to make sure you have all the supplies you’ll need, as mentioned above. A well-prepared room will make you feel prepared and relaxed, as well as letting your client know you’re ready.

If you are a mobile therapist, it can be more difficult to control your environment, but you still have options to create a relaxing atmosphere.

Playing soothing, peaceful relaxation music can help put clients in the right mindset to feel relaxed. Candles can also set the mood, but make sure to stick to neutral scents and colours.

Good record keeping

As a massage therapist, it’s good to stay organized. Busyhive.co.uk list good record keeping and good business mind as two of the top 10 qualities to have as a massage therapist. Remember to keep records of client safe to comply with GDPR, and to keep any business records up to date so they are easily managed.

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Why Phlebotomy is the Best Career Move to Get Started in Health Care

Phlebotomy Schools
Image: Twenty20.com

The medical profession is considered on the finest professions out there, and there’s good reason for that. In recent years, with the help of nursing recruitment agencies, there has been a surge in health care careers. The growing population numbers and the fact that most health professions require a degree of specialization have greatly created the surge in health career opportunities.

One of the most illuminating careers one can undertake in the health profession in order to gain insights on the optics involved is phlebotomy. Professionals working in the phlebotomy industry come from all walks of life. Importantly, they play a crucial role to support others already working in the medical field.

Getting Started

The long and short of it is this, a phlebotomist draws blood from patients. The job entails specific set of instructions spelt out in code the same way doctors and nurses are well adept at handling specific scenarios.

Anyone who has ever donated blood, received a transfusion or had their blood drawn for testing purposes probably encountered a phlebotomist while at it. On occasion, doctors and nurses also draw blood. However, most of the time, they are usually preoccupied with other activities that require professional input and proper licensing.

Phlebotomists use various techniques to draw blood from patients. For large samples of blood, the technique preferred in venipuncture. The procedure involves a phlebotomist puncturing a blood vessel from the inside of an arm.

For small samples, devices called finger sticks are used. In infants, blood is drawn  using a specialized heel stick, which ensure that the blood draws is small enough without incapacitating the baby due to removal of excess blood or the resulting trauma. One of the techniques phlebotomists are taught is the art of removing blood from wrists in order to test for gas levels in arterial blood. One can be acquainted on the best practices of Phlebotomy Training USA by going on their browser.

Advantages of a Phlebotomy Career

In the new age, getting a job has become harder than ever before. Because of all the perks associated with phlebotomy, many people have become lured to check out the profession.

As a phlebotomist, a flurry of attractive options are available on the table. Job security is one of the integral components of employment. In addition, phlebotomists earn a decent salary and have the exposure to enhance their skills in the health profession with greater specialization. By having a career as a phlebotomist, one can have the assurance of great prospects in the future because the skills are never going to lose relevance.

In addition, phlebotomists are highly sought after individuals in the medical profession. Their high demand in terms of health care provision is an admirable quality in any profession. Today, nurses and doctors are compounded with issues that are truly well and above the blood collection process.

With every passing day, researchers continually conduct studies by sampling peoples’ blood to check out diseases and toxins and flush them out. As such, phlebotomists’ will continue having an essential role in the medical field in the days to come.

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