3 Benefits of Buying in Bulk

When people hear of buying in bulk, they may immediately think of doomsday preppers loading up a pantry with canned goods and foods that do not expire for years. However, buying in bulk does not have to be this intense, and it actually has many benefits for families. Some of the main benefits include: Getting lower prices, never running out of what you need and making fewer trips to the store. Buying-in-Bulk-has-its-advantages-one-is-to-save-moneyLower prices in buying bulk

1. Get Lower Prices

When you buy in bulk, you can often get a lower unit price than if you buy things in smaller quantities. While your initial grocery bill will appear higher, you will be saving money in the long run. Things like toilet paper, paper towels, soap and shampoo do not go bad, so you can stock up on them when you find a good sale or a great per-unit price. This is especially true if you are brand-loyal and prefer a certain variety of these products. You are also able to take advantage of sales from places like smokingthings.com and buy a large supply at one time.

2. Never Run Out of What You Need

When you are buying small quantities of things, it can be easy to run out of them and forget to put them on your list. Instead of having to make a last-minute shopping trip for cat food, buy it in larger sizes so that it will last longer. When you start getting to the bottom of the bag, you will have more time to add it to your shopping list and make sure you have more.

3. Make Fewer Trips to the Store

The more trips you make to the store, the more you will spend. It is a frugal strategy, then, to buy in bulk so that you shop less. You should still shop from a list when buying in bulk, but the point is to buy a lot at one time so that you will not have to make large grocery runs every week. Instead, you should be able to do bulk shopping trip about once a month, and then you simply buy your fresh produce once a week.

Buying in bulk may be a new idea for you, but the benefits will add up over time. Consider shopping online for your bulk needs, or see if a membership to a warehouse store would save your family money in the long run.
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5 Ways to Save Money on Family Expenses

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3 Money Lessons You’ll Want to Teach Your Kids

When it comes to saving and spending money, it’s never too early to start teaching your little ones the basics. If you’re not sure exactly what the money lessons ought to look like for preschoolers and kindergarteners, here are 3 tasks to help educate them.

1.      Show Them What You ValueMoney-Lessons-Youll-Want-to-Teach-Your-Kids

You’ve been a role model to your children since the time you started pushing them in the double stroller for infant and toddler with car seat. No pressure, right?!

But seriously, you can use this influence to show your youngster what to value as they have grown up. From what you make for dinner to how you and your spouse talk about financial matters, they’re taking in everything they see and hear.

One way to show them the value of money is to give consistently to charity and involve them in the action. Tell them when you donate to an organization and explain how far the dollar bills go toward helping others.

2.      Start to Use Monetary Terms

Begin to casually use finance talk in your conversations around the house, both with your partners and children in kindergarten. We’re not talking about big words like investing but instead:

  • Giving
  • Charity
  • Saving
  • Spending

As they get older, you’ll want to introduce talk about income. And budgeting too.

By starting to use financial speak with your kids while they’re still quite young, you’re able to instill behaviors before these habits become ingrained by age 7.

Basically, as soon as your youngster is of the age where they can have money then is the time to start educating them about it. Teaching values is a key part of parenting and you can really make a positive difference.

3.      What Does Money Buy, Anyway?

The third money lesson to teach your kids is what cash can buy at a store, restaurant, or elsewhere. Doing so puts concrete worth to toys and other material things they will begin to see in commercials on TV and when you’re out together grocery shopping.

So, the next time that you are food shopping, show them a few items and say the monetary amount of it. And when you’re at the cashier, they’ll see you do credit card transactions, view the physical receipt, and watch you being polite when paying for items.

A lot of lessons are learnable from this one trip to the supermarket! It’s likely more valuable than a lecture at home would be as you’re demonstrating actions here rather than simply saying words to your kids out of context.

Then, when you get back home, take out some coins from your purse and start to explain the names of each one. Any easy way for them to tell the difference between coins at this young age is by color.

Finances at a Young Age

A bonus about teaching money lessons to your kids is that you’ll spend quality time together. By having conversations and interactions about money regularly, you are showing them that money is important, deserves respectful thought, and how to use (and save) it wisely.

The habits that you’ll pass onto your daughter or son are ones that will stay with them for the rest of their life. The insights they learn through your time together can help them build confidence when it comes to money and see them through any difficult financial times later.

Feel good about how you’re preparing them for the future. And enjoy the valuable time together too!
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Related:
How Well Do Your Kids Understand Finances?

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 Money Saving Tricks for Working Moms

Being a frugal shopper buying wisely and using coupons on food and nonfood items can save your hard earned money. 

In today’s world money is of utmost importance.  You won’t be able to survive without sufficient money at your disposal. Therefore, it is very important to make sure that you not only earn money but at the same time save as much as you can.

As the old proverb goes “A penny you save is a penny you earn”. Therefore, saving money is as important as earning it.

Are you a working mom? If you are then, you need to be even more cautious as far as saving money is concerned. You need to make sure that your earnings don’t go for a toss.

You must have tried different tricks and methods to save money! However, they didn’t work! Well, when it comes to saving money, you need to have a proper strategy in place.

In the following section, a couple of useful tips will be offered which the working moms might find handy when it comes to saving money

Save Money For a Cause
Save Money For a Cause

Saving Money is Easy 

If you wish to save money, then the following tips can prove to be quite handy

  • Use Coupons: This is one of the best ways of saving money. Often people tend to ignore the benefits which coupons have to offer. However, they can be a great help when it comes to saving money. There are different types of coupons available which allow cash back, discount and various other facilities. Make sure that you made proper use of them. Whether it purchasing grocery or home appliances; coupons can always come very handy and helps you to save tons of money
  • Make a Budget: It is very important to make a budget right at the beginning of the month. You need to make a list of expenses that you are likely to incur. Make sure to avoid unnecessary expenses as much as possible, no matter how tempting they might be. Once you have prepared a budget, you need to make sure that you stuck to it.
  • Get Rid of Hidden Fees: There are lots of hidden fees which you end up paying every month. If you have a closer look at your credit card statement or your mobile phone bill, you will be astonished to find out that a considerable amount of money is being wasted for absolutely no reason.
  • Avail the Services of Online Shopping: These days, almost everything is available online. Whether you are looking for fashion products, home appliances, and even medicines; there are online stores where you can purchase everything that you need. One of the main benefits of using online stores is the fact that they offer an attractive For instance, if you are planning to buy a laptop, in that case, you will find a considerable difference in price between the online stores and the prevailing market rates. This is one of the reasons as to why online stores have become so popular these days they help you save a lot of money. Besides, you can use coupons to avail further discounts and various other benefits
  • One at a time: Do you intend to incur money on certain accounts? The best thing to do is to go for one at a time. You need to prioritize your requirements. Those which are absolutely essential, cannot be kept waiting, should be given the priority, rest should be kept in queue.
  • Little Things make a lot of Difference: When it comes to saving money, little things tend to make a lot of difference. For instance, if you wish to watch movies, instead of subscribing to some of the online entertainment channels, hire a DVD from your local parlor. If you have any kind of addiction, get rid of them. This will help you save tons of money

Coupons can be very useful

If you are looking to save money while shopping, which is one of the areas where you tend to spend a lot of money then using coupons would just be the perfect option for you. They allow you to get attractive discounts and at the same time, you can avail the cash back facility. Besides, there are different other types of benefits that coupons have to offer. If used properly, they can help you save a lot of money

Apart from these, there are various other ways which you can adopt when it comes to saving money. There is one more thing which you need to take into consideration. You need to figure out how much you wish to save. It, of course, depends on your earning and expenses that you cannot avoid; however, once you have a figure in mind, it will be easier for you to make a strategy.
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There are various ways in which you can save money. All you need to do is to control your desires and think practically

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4 Ways To Buy Your Dream Guitar

Ways to Save Money for Your Dream Guitar

You have a pretty clear idea of what you want your dream guitar to be. First off, it should be from a trusted brand. It should also have a solid wood top, a pickup system or at least the option to have one factory installed, quality tuning pegs, a nice finish, a comfortable neck and a good sturdy hardshell case. 4 Ways To Buy Your Dream Guitar

You’re hoping to find ‘the one among the most highly rated acoustic guitars under $2000, because that’s your budget limit. Choosing an acoustic guitar is not easy. Make sure you do your proper research and compare prices and features before making a purchase.

You’re now wondering how to save up enough money to buy your dream guitar. The old ‘loose change in the piggy bank’ strategy you did as a kid to buy your first guitar is simply taking too long. At the rate you’re going, you’ll probably be able to buy the high-quality guitar you want in five years’ time. Not ideal, especially if you’re planning on using the guitar for work. 

Guitar Lessons

If you’re willing to be a tutor and teach students to play guitar in Cape Town that’s an excellent way to make some extra money. You can charge an hourly rate that’s fair and give students one on one personalized training from the comfort of your home.

So, what to do? How can you save the cash you need? Follow these quick tips!

Set money aside every month

Check how much you still need to buy a guitar and how much money you can realistically set aside for it every month. Think of it as a fixed cost. Stick to your monthly budget and avoid spending on unnecessary items so you don’t dip into your guitar money.

Do online research

Take a look at which online shopping platforms have the best deals on acoustic guitars. There’s a big chance you can get a guitar at a lower price than the retail price stated on the manufacturer’s website. Always check for coupons or discount codes from guitar sellers.

Make small sacrifices

Saving money doesn’t necessarily mean living the life of a pauper. It means being conscious about what you’re spending on and spending your money wisely. This involves not spending at all on things you clearly know you don’t need.

You don’t need to buy that big bag of chips or tub of ice cream right now. You don’t need that new pair of headphones that just came out – your old one is still working great, though it’s not as shiny as before. You can switch to another brand of toilet paper if it’s as efficient as that of a more expensive brand. You don’t really have to eat out tonight.

Before you spend on anything, think. Can you do without it? Is there a cheaper alternative? Making these small sacrifices can speed up your saving process so you can buy your dream guitar sooner.

Sell some stuff

You probably have a few items you’re not using anymore. Some old guitar equipment, chord books, perhaps even a starter guitar that’s still in good playing condition. Consider selling these to raise funds for a new guitar. A beginner on a budget may be looking for the same items you just have lying around. Declutter, set a fair price for the things you can sell, post about them in online forums or community board and watch your guitar fund increase as you sell off those items one by one.POPSUGAR Must Have
Earn more

To really speed things up, you need to earn more money. You can do this by getting a side gig or a part-time job. Try offering basic guitar classes to folks in your neighborhood, doing odd jobs like sweeping lawns or trimming hedges, painting someone’s house, assisting at a local music studio and so on. We’re sure there are plenty of opportunities for you to get that extra cash – just keep it legit, OK?

So there you have the top 4 ways to save money for the guitar you want. Focus on your goal and be conscious about where your money goes, and you’ll be on your way to getting your dream guitar in no time!

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you make a purchase using an affiliate link.

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